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Mortgage Rates

It a great time to buy! • Statistics show buyers who use representation when purchasing a home pay 91% of the listing price verse 96% of listing price when not using an agent • Buyers agents negotiate the best price and terms, search for suitable houses, representing at all times the HOMEBUYER not the Seller in the transaction • Levels the playing field between the BUYER and Seller knowing both are being represented by an agent

FREE Credit Report

Did you know that you are entitled to get one free copy of your credit report every year? Prior to purchasing a home, it is a good idea to get a copy of your credit report. This will allow you to review any information that may not be correct.

Incorrect information contained in your credit history can be removed by filing a dispute form provided by the credit bureau. Or you can write your own request for an investigation on any inaccurate information. Within 30 days, the credit bureau will correct or delete the information or report to you why the information is correct.

Contact one of the below credit reporting agencies to request your copy today. It is your right and responsibility to ensure the information in your credit report is accurate.

Equifax – Atlanta, GA
800-685-1111
www.equifax.com

Experian – Orange Co., CA
888-397-3742
www.experian.com

Trans Union – Chicago, IL
800-916-8800
www.transunion.com